Privacy Policy - Your Data Protection Rights
We're committed to protecting your financial privacy and personal information. Here's exactly how we keep your data safe and secure.
Who We Are and What This Policy Covers
QuickDebtPayoff ("we," "our," or "us") is a free debt calculator platform designed to help people create personalized debt elimination strategies using proven Snowball and Avalanche methods. We believe your financial privacy is fundamental, so this policy explains exactly what information we collect, how we use it, and the choices you have.
This privacy policy applies to all users of our website, debt payoff calculators, and related services. We're committed to GDPR compliance and transparent data practices.
What Information We Collect (And What We Don't)
🔒 What We DON'T Collect
We never collect your name, social security number, account numbers, passwords, or any personally identifiable financial information. Your debt calculator inputs stay completely private on your device.
Website Analytics & Usage Data
We collect general information about how you use our site (pages visited, device type, approximate location) through privacy-respecting analytics tools. This helps us improve our financial calculator tools and user experience.
Calculator Usage Patterns
We may collect anonymous data about which calculation methods (snowball vs avalanche) are most popular to improve our tools. We never see your actual debt amounts, interest rates, or payment information.
Contact Information (When You Reach Out)
If you email us with questions about our debt elimination strategies, we receive your email address and message content solely to respond and provide helpful support.
Cookies & Tracking Technologies
We use essential cookies for basic site functionality, analytics cookies to understand usage patterns, and advertising cookies (via Google AdSense) to show relevant ads. You can control these in your browser settings.
How We Use Your Information
To Improve Our Debt Calculator Tools
We analyze usage patterns to make our personal finance calculators more accurate and user-friendly.
To Provide Customer Support
When you contact us, we use your information only to respond to your questions about our debt payoff strategies.
For Website Analytics
We use aggregated, anonymous data to understand how people use our site and improve the overall experience.
For Relevant Advertising (Google AdSense)
We participate in Google AdSense to show ads that might be helpful to people interested in financial planning and debt management. You can opt out anytime.
When We Share Information (And When We Don't)
🚫 We NEVER Sell Your Personal Information
We do not sell, rent, or trade your personal information to third parties. Your financial privacy is not for sale, period.
Limited Sharing with Service Providers
We only share anonymous, aggregated data with:
- Google Analytics - for website usage statistics (you can opt out)
- Google AdSense - for relevant advertising (you can disable personalized ads)
- Email service providers - only when you contact us for support
Legal Requirements
We may disclose information if required by law, court order, or to protect the rights and safety of our users.
Your Privacy Rights and Choices
🎛️ Cookie Control
Manage cookies in your browser settings or opt out of Google Analytics tracking anytime.
🚫 Ad Personalization
Disable personalized Google ads through your Google Ad Settings or browser.
📋 Data Access
Request information about what data we have about you (spoiler: it's minimal and anonymous).
🗑️ Data Deletion
Ask us to delete any information we have about you - we'll comply quickly and completely.
How We Keep Your Information Secure
We take data security seriously, especially when it comes to financial information. Here's how we protect you:
Questions About Your Privacy Rights?
We're genuinely here to help clarify any concerns about how we protect your financial information and respect your privacy.